Below a vision and deliberations on the role NuNet might take. It might not be the only horse we are betting on, but I think it should be high on the list. Will take you on a journey through banks, payment providers, stable Bitcoins and Peercoins for all, NuNet and Apple. Nice to see them all in one sentence, isn’t?
I could have put this in under the NBT use case thread, but I didn’t want to hi-jack that thread. Anyway, please start reading, and just hold on and be brave to the end 
I hope it will be worth your time and inspire you!
Intro
In the last few days I managed to catch up with news outside the NuNet ecosystem. This opened my eyes to the extent that the NuNet ecosystem on its own might struggle as being snowed under as a small diamond waiting to be found.
More marketing would be an obvious answer, but I doubt whether we have the firepower we will need to fight established institutions like Bitcoin is at least trying. But even they struggle against the likes of Apple (with Apple pay) and the large banks now offering direct payments with your phone providing an user experience we can only dream of at this stage. We need to change tact.
The competition
Some may have been able to look at the latest offering (pilots) from the banks. But even if you have not you can imagine that when they launch a set of mobile clients suitable for 90% of the phones used in this world that they ensure it would make a seamless integration with your existing bank account. It would be so easy that the hassle with any Bitcoin mobile client would seem unnecessary complex. Even though only 50% of the world has access to a bank account this would likely smother other initiatives for a long time.
Now throw a company like Apple into the game which is renown for providing a great end user experience by locking in the users into their ecosystem. And add a few large retail corporations which appeal to the masses. Would this never happen? Well it is happening now and it is called Apple Pay, it will work with NFC so your mobile phone is your wallet. The only thing they really changed is the payment channel. Read more here: Coindesk article on Apple pay
What is our answer to that?
Strength and Weaknesses, Opportunities and Threats analyses SWOT
What do we as NuNet have to offer? We can bring stability of any cryptocurrency to this world. Not just NuBits but to any cryptocurrency including Bitcoin. Not a small feat. Imagine NuNet as the backbone. Let me explain later on how. But why would we do that and just not continue on our own? NuBits doesn’t have the ecosystem like Bitcoin or even Peercoin has. It will take years to build that and although there is some value in having redundancy I don’t think it is worth to have tens of expensive ecosystems for every coin. From a wider perspective it is a waste of money. It would be much better to join forces and built upon what we have e.g. Bitcoin and Peercoin ecosystem and add strengths from the NuNet system.
SWOT NuNet
NuNet doesn’t have an Andreas Antonopoulos going to Canadian Senate to inform them. NuNet doesn’t have large groups of advocates spreading the word around the world and educating people. NuNet doesn’t have wide scale adoption with ATMs and at least patches of retailers accepting NuBits. So NuNet has a long and potentially expensive road ahead with a large risk to get snowed under or out competed along the way.
SWOT Bitcoin
Bitcoin doesn’t have a stable currency. Bitcoin doesn’t have a nice client arguably (not as nice as the NuBits one at least). Bitcoin is based on a protocol which is at risk of becoming very centralised. Bitcoin is not able to change protocol (fork) easily to e.g. jump to proof of stake or anything else which might provide future proofing for Bitcoin. So Bitcoin is at risk as they don’t have the flexibility to adapt to survive in the long term without becoming centralised.
User experience and integration
You might already see where this is going. Integrating Bitcoin or Peercoin with NuNet protocols. Crazy idea? I don’t think so. Both ecosystems can benefit from each other. In order to make a stand against the Apples and banks of this world (the old centralised institutions) we really need to collaborate (not centralise). In order to make a real viable, stable and widely accepted crypto currency we need to collaborate and pick the strengths of two or more existing crypto ecosystems. We will need a more user friendly and attractive client, more like the NuBits client than the Bitcoin client. More like what the banks offer with internet banking than the NuBits client. It will need to be very simple and recognisable for the end users. Ok sounds good I hear you saying, but how would we get there?
Currency agnostic client and APIs
Now we are getting to the technical bits. Ben and others talking about APIs and website for instant cryptocoin conversion brought me to the idea to bring it to the next evolution. Here are the links which inspired me: Nubits and shapeshift and Tip4participation. The technology to integrate is there.
So why not integrate e.g. Bitcoin or Peercoin into a NuNet client? Not just as they would live next to each other as we have seen with multi-currency wallets. But using NuBits as a real backbone crypto currency. The user would still send and receive Bitcoins or Peercoins (or any other crypto with an established ecosystem) and not see much difference. However to be able to stabilise the value of the Bitcoin/Peercoin it would be almost instantly and seamlessly converted to NBT in the background on default. Options can be provided if the user doesn’t want instant conversion.
The API of the likes of shapeshift and coinomat can take care of that or we can consider our own platform to be able to provide the level seamlessness and trust we need to provide to the user.
Stable Bitcoins and Peercoins, the holy grail?
With this we have basically created a stable Bitcoin and Peercoin for everyone who wants it believe it or not 
. At least in the perception of people who would use these tools. The price of the crypto currencies will still fluctuate allowing speculators to continue what they like. It only shields users with NuNet wallets from the volatility. As soon as the consumer wishes to spend some coins at a retailer accepting Bitcoins, the NBT will be seamlessly exchanged to BTC in the background and the Bitcoins can be spend. We have the technology, let’s build it.
On top of that we might have to invest in more people like Ben who can design user interfaces and make them attractive and practicable. We have seen patches of good examples in some Bitcoin clients and of course our NuBits client but again there is no client provider which provides a nice mobile client and a nice PC client which actually have the same look and feel across the board. And where you can share the addresses you use and share notes you make about them. But I’m getting distracted, let’s see what else we have to overcome.
Challenges to overcome
Divert and conquer! It is a classic and still working and widely used by politicians and lobbyists. The more different views you spread the more people get confused and not willing to make any decision and keep things the same or will start listening to the loudest one usually the one with the most money to spend.
We are facing the same feat if we don’t collaborate. The large corporations will offer a silky soft bed for every their customers and offer to get them in a no worries, no problems, everything stays the same mode which is the most comfortable for most human being after all. However as we have seen before their expensive centralised systems will fail either by corruption, hacks and thefts which the consumer ends up to paying the bill for. E.g. check out how creditcards work. At the same time they will be strongly advocating and lobbying governments that cryptocoins are unsafe, unreliable, can’t be used, are uncontrolled and anarchistic, threaten the economy etc. I won’t mention all the arguments here not willing to feed them. But I will say we haven’t seen anything yet, it is just in its infancy as many people are still grasping what cryptocoins are really about.
Collaboration
So I would plead to reach out to Bitcoin community and work with them to provide what Bitcoin really needs to be able to get adopted as a fiat alternative. They won’t be able to get there (see SWOT) on their own and we at NuNet won’t be able to make NuBits the Number 1 crypto at least not in the short term (next year or so). Together we would be able to provide a viable alternative now even if it is only transitional. I think we are at crossroads where the banks start realising that they have to gear up and start doing so. We will have to match their offerings, else we would face years of slow adoption and will be send into a niche market. The only way to prevent that from happening is in my opinion to join forces, pragmatically and at least for a while till objectives and goals start differentiating. The beauty of decentralisation.
End game
As I started saying this is a vision and it shouldn’t be the only way we pursue. But I think we should definitely consider it in decisions we make going forward. Let’s make the funds we have work smart for us all instead of throwing dumb money at copying and pasting things adding no real value in advancing the adoption and wide use of crypto currencies and with that a decentralised monetary system (or systems) for the world independent from the whims of any country. NuNet can play a big role in that, if it wants to.
Let me end with saying Dream big, Act small. Take it step for step. But sometimes a bold step is required to move to the next level. Who contacts Bitcoin’s Andreas Antonopoulos and offers the stable Bitcoin solution to him?
Looking forward to your responses.
If we had a system like 
smells like brain vapor now, (4 am here) just my last 2 nubitcents for now: