The beauty of the Nu Network is the ability to manage Nubits. I often tout the network as a decentralized central bank because shareholders decide the fate of Nubits. All nations have their central banks managing their currencies with explicit purpose of maintaining stability because an unstable national currency hurts importers and exporters which is also vital to a country’s growth.
Bitcoin on the other hand is fully exposed to the whims of the market, making it much less desirable as a currency. A friend bought $1,000 worth Bitcoin at Coinbase, he already lost $20 during the waiting period.
Imagine BTC is already mainstream. I wanted to buy $1M worth of iron payable in Bitcoin (3,448.27BTC at $290). An hour later, BTC loses $1 in value, I already lost $3,448 in transit. Who would want to assume the risk? The buyer or seller? As a seller, I would rather receive $1,000,000 USD, not 1 cent less or more.