I completely agree, although I would suggest a 1 or 2 week test period with very little funds (something like a few hundred dollars total) before FLOT is credited with 10% (which is already a sizeable amount).
Edit: I am very much in favor of getting a team up and run as quick as possible but also favor slowly transferring funds from @JordanLee towards FLOT. This to make sure FLOT is adequately able to deal with the funds and responsibility that comes with them. While we go through phases of increasing the amount of funds FLOT holds we can also refine FLOT inner workings and protocols. Over the course of a couple of months this should lead to a well-defined and equipped FLOT team with well thought out protocols to guide its means of action.